Risk Engineer Job Description, Key Duties and Responsibilities

Risk Engineer job description, duties, tasks, and responsibilities.
Risk Engineers perform underwriting of industrial risks.

Risk Engineer Job Description, Key Duties and Responsibilities

This post focuses on the job description of a risk engineer. It discusses exhaustively and highlights the key duties, tasks, and responsibilities that commonly define the risk engineer work description in most companies.

It also discusses the major requirements applicants for the risk engineering role are expected to meet by recruiters to be able to access the position.

Please, continue reading:

What Does a Risk Engineer Do?

Business involves some measure of risk, so there are risk engineers in IT, health, insurance, technology firm etc. Regardless of their job specialization, they will help the organization mitigate risks in the form that it is available to the organization they work for.

However, those with the job title “Risk Engineer” operate within the risk engineering department of an insurance firm that offers the underwriting of industrial risks.

Risk Engineers are responsible for developing a detailed risk evaluation survey report that communicates the risk characteristics, the overall condition of the risk, and the safety measure in place in the organization, and the recommended safety measures to the client and agent.

The risk engineer job description entails providing accurate and detailed commentary in completed survey reports, providing underwriting with a clear picture and understanding of the risk to be insured.

It also involves following-up with the insured and agent partners to ensure that they comply with the risk improvement recommendations.

Risk engineers are also responsible for providing technical expertise in regards to training and education in loss control and safety internally and to the insured as required.

The risk engineer is also responsible for delivering desk-based risk engineering customer service to clients and agents on property, liability, and work comp; auto, and other insurance technical subjects.

The risk engineer work description also involves dealing with higher level/complex accounts, as well as continually looking for opportunities to evolve the virtual operation.

The engineer is responsible for the daily execution of an overall survey strategy and process for accelerating virtual surveys on commercial risks.

He/she must complete virtual surveys with a high degree of quality and efficiency, and provide support in the management of vendor-developed recommendations.

The risk engineer role also involves administering the recommended compliance follow-up reviews and approvals for surveys completed by assigned third party vendors.

Risk Engineer Job Description Example/Sample/Template

Risk Engineers work with insurance firms that underwrite risks for clients with hazardous industrial operations.

They perform various functions covering lost production, damage to equipment, and business continuity and liability.

They help insurance firms to price risks correctly by assessing the operational risk management of clients and analyzing historical data.

They are also responsible for helping industrial firms to improve the management of technological risks and prevent large losses.

The major tasks, duties, and responsibilities of the risk engineer are listed in the sample job description below:

  • Carry out a risk assessment to identify the risk characteristics, the condition of risk, and safety measures undertaken by clients, to help the firm price the risk accurately
  • Investigate colossal failures to determine the level of responsibility of different parties
  • Collaborate with Risk Engineering Vendor Operations Consultant to conduct reports and quality reviews, to facilitate a high level of third-party vendor data collection
  • Identify opportunities to improve the risk selection and assignment process to aid efficiency and improve timeliness based on various risk characteristics and locations
  • Work closely with stakeholders in the identification and implementation of alternative survey processes, including virtual surveys, Robotic Processes Automation etc.
  • Identify opportunities for improvement within the virtual survey process, tools, and technology
  • Work with management to implement changes that will ensure maximum efficiency and quality while minimizing cost
  • Carry out fieldwork as needed.

Risk Engineer Job Description for Resume

You can apply the sample risk engineer job description provided above in completing the professional experience section of your resume.

You will need to include a work or professional experience section to your resume if you have worked or are still working as a risk engineer and are seeking a new job.

This will help show the recruiter that you have been successful performing the duties and responsibilities of a risk engineer.

Risk Engineer Requirements – Skills, Knowledge, and Abilities for Career Success

If you are seeking the job of a risk engineer, it is important to know that most recruiters will want you to fulfill certain requirements, including specific skills, knowledge, and abilities before you can be called up for an interview.

This is important for recruiters to be able to find the best people who can perform excellently the obligations, purpose, and objectives of the risk engineering role in their organizations.

Provided below are typical requirements recruiters may want you to meet if you are applying for the risk engineer job:

  • Education: Applicants for the risk engineer job are required to have a Bachelor’s degree in Insurance, Safety, Engineering, Science, or Mathematics, or General Business. Some recruiters may also accept an Associate degree or the completion of a related trade school program, but a professional industry designation is preferred (e.g., ARM, CSP, PMP etc.)
  • Listening skills: Applicants must have active listening skills to understand the needs of the insured and agent partners. They must also follow up with the right questions to get knowledge of pertinent information that has not been revealed by clients/prospects
  • Knowledge: They should have technical training in inspection, engineering, or quality control, or manufacturing. It is also vital that they have experience with industrial, mechanical, and electrical equipment
  • They also require an understanding of Commercial Insurance Risk Engineering and safety guidance, and should be able to undertake research to identify emerging trends and technology in the risk engineering space
  • Analytical skills: They should be able to apply logic and technical knowledge to evaluate, scrutinize, and interpret technical information
  • Decision-making skills: It is essential that applicants can investigate incidents, ascertain the root cause of the problem, and reach a valid decision as to the level of responsibilities of the parties involved
  • Project management skills: They must be able to work with and through others to execute assigned projects within the required timeframe
  • Communication skills: They should have writing and verbal communication skills to compose and write reports, proposals, and business correspondence, and procedural recommendations in a clear and concise manner, and should also be able to explain complex information in an easily understandable manner to the insured’s agents and company staff
  • Consultative sales skills: It is important that applicants can function as consultants to clients, give attention to them to understand the problem, and then suggests a solution (including an insurance policy) that will specifically address that problem
  • Interpersonal skills: Applicants for the position of a risk engineer require this skill to interact and build relationships with all levels of internal and external contacts
  • Computer skills: They should have a working knowledge of Microsoft Office tools, including Word, Excel, and PowerPoint.


If you are a recruiter or employer seeking the best candidates for the risk engineering position in your organization, you need to make and publish a description of the job that highlights all the duties and responsibilities you need the successful candidate to perform.

This will help you as well as interested individuals to know if they qualified for the job or not before applying for it.

This post is also helpful to individuals interested in the risk engineer career; they will be able to learn all about the duties and responsibilities of the role. They will be better informed about the career to decide if becoming a risk engineer is what they really want.

Did this article help increase your knowledge of what risk engineers do? Please, leave a comment in the box below. You may also share your job description if you work as a risk engineer.