Bank Cashier Job Description, Key Duties and Responsibilities

This post provides detailed information on the job description of a bank cashier, including the key duties, tasks, and responsibilities they typically perform.

It also highlights the major requirements individuals may be expected to fulfill to be hired for the bank cashier role.

What Does a Bank Cashier Do?

Bank cashiers are the first people to connect with on getting into the banking hall. It is therefore their responsibility to portray the bank in good light and make the customer’s experience satisfactory.

According to SCRIBD, bank cashiers are responsible for recording and maintaining transactions, such as accepting money transfers, deposits, deposit withdrawals, and processing loans.

Their duties covers assisting customers with daily cash inquiries which includes accepting credit slips, sorting of checks, and ensuring a balance in all transactions at the end of the working period.

Other tasks they perform are handling complaints and requests from customers and resolving the issues.

It is essential that the bank cashier be proficient, fast and precise while dealing with customers.

The job of a bank cashier will require minimum sales orientation and ability to identify promising sales opportunities that will assist the bank in meeting its objectives.

This makes it imperative that the individual have a pleasant disposition and relate with customers promptly on bank products, services and customer accounts.

They will need experience in handling cash besides a high school diploma, even though most banks will still provide on the job training for employees.

He/she is the one most likely to discover and prevent illegal transactions and thereby avert losses probably through counterfeit checks and currency, identity theft, and other illegalities.

They may also be involved and trained to present ideas on specific mortgage plans or other financial products and services that customers might need such as credit cards, insurance, and various loan types.

An individual vying for a career as a bank manager will have to take on the role of a bank cashier at the initial stage before he/she can hope to proceed to that level.

To achieve advancement in your bank cashier career, you may decide to become a member of the professional organization, the American Bankers Association, ABA.

They provide conferences, training, and certifications to help you improve on your job and grow in your career, as well as provide you valuable networking opportunities.

Bank Cashier Job Description Example/Sample/Template

Here is an example of a bank cashier’s job description. It shows a list of some of the general duties, tasks and responsibilities expected of a bank cashier contained in their job description:

• Establish an exciting and welcoming affair for prospective clients on entering the bank
• Supervise debit, credit or cash transactions, as well as other forms of payments within the bank
• Review cash accounts on a daily basis
• Supply clients with relevant information on products and services available in the bank
• List all promotions and relay them to customers
• Resolve customer issues pertaining to products and services
• Manage exchanges and returns, taking into account the bank’s procedures on such matters
• Maintain an extensive report on daily, weekly, and monthly transactions
• Supply information that will enable the bank to know the products and services which are successful and those which should be discontinued
• Provide support for the bank in facilitating the training of newly hired cashiers.

Bank Cashier Job Description for Resume

To prepare a resume for the post of bank cashier, the sample job description provided above will be useful in writing the professional experience part of it.

The various functions of the position listed in the job description can be modified to represent your actual experience on the job, which gives prospective employers the assurance that you are well qualified for the job.

Bank Cashier Requirements: Knowledge, Skills, and Abilities for and Other for the Role of a

Applicants for the post of a bank cashier may need to have a higher qualification than a high school diploma.

Candidates will also need to have acquired at least a year experience as a cashier in performing financial operations, including collecting, counting, and paying out cash. In addition to these, the following skills are also essential:

• Sufficient clerical, bookkeeping, and administrative cash handling experience
• Ability to maintain a balance of large bulk of currency constantly
• Ability to maintain confidential information, thereby safeguarding the bank’s integrity
• Ability to execute assigned duties effectively by proper understanding of both verbal and written directives
• Ability to tolerate stress
• Adequate customer service orientation and experience.

Bank Cashier Employment

According to the U.S. Bureau of Labor Statistics, BLS, in its May, 2023 report, the number of tellers (who are similar job title to bank cashiers) in employment in the United States is 340,820.

However, data of Zippia shows that there are presently more than 12,547 bank cashiers employed in the United States, with 9,548 women and 2,999 men.

Bank Cashier Employment by Industry

The industries that hire the most number of bank cashiers in the U.S. are given by Zippia to include:

Bank Cashier: Industries with Highest Employments. Data from Zippia

Bank Cashier Employment by State

Also, according to the Zippia report, the States that employ the highest number of bank cashiers in the United States include Texas and California, with 3,246 and 3,185 employments respectively.

Bank Cashier Salary

According to Glassdoor, the average annual salary of a bank cashier in the United States is $44,638.

However, while Ziprecruiter gives $28,000, Salary.com shows the bank cashier’s average yearly salary in the U.S. to be $25,408.

Bank Cashier Salary by State

The Zippia data shows the States that pay the highest salaries to bank cashiers to include District of Columbia and California, with average yearly salaries of $37,832 and $35,415 respectively.

Conclusion

This post has provided what you need to know about the bank cashier job description, including the important duties, tasks, and responsibilities that they commonly carry out.

It has also provided valuable information about the employment and salary expectation in the United States to further help in your decision making about the bank cashier career.